Retirement is the perfect time to explore new hobbies, stay active, and enjoy life to the fullest. And if you haven’t tried pickleball yet, you’re missing out on more than just a good time. This wildly popular sport isn’t just about fun—it might also be the secret weapon to keeping your retirement finances in top shape. Here’s how.
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Ever wondered what happens before, during, and after a financial planning meeting? A lot goes on behind the scenes to ensure every conversation is meaningful, efficient, and tailored to your goals. Here’s a look at the process that helps you stay on track toward living abundantly.
Long before our conversation begins, my team and I are hard at work. Scheduling, running reports, reviewing beneficiaries—it’s all part of the prep work. But the real deep dive happens when I update and analyze your financial plan, create your Tax Report and Tax Scenario Analysis (get your complimentary Tax Return Review HERE), and consider every opportunity to help you save money on taxes.
Because most of my clients are in Spokane, Deer Park, and Chewelah—areas without state income tax—certain planning strategies apply widely. However, I also serve clients across states like California, Texas, and North Carolina, where tax laws vary significantly. No matter where you live, our goal remains the same: to help you keep more of your hard-earned money through smart tax planning.
A comprehensive review means analyzing 108 different factors that could impact your financial life. We’ll look at:
Every detail is captured in a personalized agenda, available digitally or in print, to guide our discussion.
When we meet, our conversation starts with what matters most to you. I want you to ask yourself:
“What does living an abundant life mean to me?”
Think about:
Every piece of your life story informs your financial plan. The more we know, the better we can tailor strategies that align with your vision.
From there, we’ll walk through your personalized financial plan, covering your investments, tax outlook, and long-term trajectory. Expect clarity, confidence, and practical steps to keep your wealth aligned with your values and aspirations.
Once our meeting wraps up, the work doesn’t stop. Here’s what happens next:
Meanwhile, my team jumps into action again with another checklist (yes, we love checklists!) to confirm every detail is handled properly.
But it doesn’t end there. A week or two after our meeting, you’ll get a follow-up call to check in. If any questions or ideas have surfaced since our conversation, we’ll make sure they’re added to your next agenda.
Financial planning isn’t just about numbers—it’s about building a life of abundance with confidence and intentionality. Every meeting is a chance to align your financial future with your dreams, ensuring your wealth works for you in the ways that matter most.
So, as you prepare for your next review, come ready to dream big. We’ll take care of the details – you focus on living abundantly.
January is NOT the time to make a big change in your life. Not in Spokane, Deer Park, or Chewelah.
January tells us it’s time for big changes—but have you noticed how your body just wants to nap and eat carbs? That’s because winter is not the season for major life overhauls. Nature slows down, and so should we.
Instead of forcing yourself into ambitious resolutions when it’s 10 degrees in Eastern WA, embrace the season of rest, reflection, and maybe an extra blanket.
March, on the other hand? That’s go-time.
Spring isn’t just for cleaning out closets—it’s also the ideal time to refresh your finances and set yourself up for a successful year.
✅ Max Out Retirement Contributions – There’s still time to make 2024 IRA contributions (deadline: April 15!), and you can also boost 2025 savings while you’re at it.
✅ Review Your Tax Return – Instead of just filing and forgetting, use your tax return to spot opportunities—are you missing deductions, need to adjust withholdings, or should you start planning a Roth conversion for 2025? Do you know how the changing tax laws at the end of 2025 will affect you in 2026? Find out here.
✅ Update Your Estate Plan – If it’s been a while since you reviewed your will, beneficiaries, or power of attorney documents, now is a great time to make sure everything is still aligned with your goals – are all those folks still alive and in your good graces?? 🙂 Also, did any of your key decision makers move to a different state? Wrapping up someone’s life long-distance is difficult. Stay local.
✅ Check In on Your Investments – Make sure your War Chest is filled back up if now’s a good time to make that move, give yourself a raise if your advisor gives you the OK, or get some education on which investments will actually help you and not just feel good because of a particular label (ie. conservative, aggressive, etc.).
✅ Refresh Your Budget & Savings Goals – With new energy (and maybe a few holiday spending regrets), spring is a great time to refocus on saving and making sure your money is going where it matters most. It doesn’t all have to be about finances, either. For me this is a great time to start looking for opportunities to play pickleball outdoors in Spokane and Chewelah.
It doesn’t all have to be about finances, either.
Caleb
For me this is a great time to start looking for opportunities to play pickleball outdoors in Spokane and Chewelah.
✅ Tackle Insurance Gaps – Do you have the right life and disability insurance in place? Is your coverage still sufficient? Spring is a great time to revisit these protections.
Winter was for resting. Now it’s time to take action! If you need help putting your financial goals into motion Schedule a Discovery Call right now.
Here’s a quick guide to make sure nothing gets forgotten this year.
In the last year, have you…
📊 Sold or traded investments (in a non-retirement account)?
🏠 Made big moves in real estate?
🎓 Paid tuition or student loans?
💵 Made or received gifts above the annual limit ($18K per person)?
🎁 Donated to charity (cash or non-cash)?
👶 Expanded your family with a little one (hello, tax credits!)?
🧃 Gave your kid $10K to start a ‘business’? That counts.
🪂 Took up skydiving lessons? Ok, maybe not deductible—but memorable!
Here’s the good news: At Deep Creek Financial Planning, we’re testing* a brand-new tax summary letter to help our clients avoid the “Oops, I forgot!” moments. It’s a simple, organized way to remember all those taxable adventures.
We plan to roll out the tax summary letter for every client in 2026 since it takes all year to prepare for it.
Looking for something new we can offer you right now? 🎉
After you file your 2024 taxes, schedule your free Tax Return Review!
We’ll help you dive deeper into your return so you can gain a clearer understanding of your taxes—and where there’s understanding, there’s an opportunity to save. 💡
A Tax Return Review Includes:
Your CPA + Deep Creek’s Tax Planning = AMAZING!
I always like it when someone gives me the special tour or shares something not everyone knows. If you’re interested in a behind-the-scenes tour of a typical business day for me keep reading.
Here’s my day from Wednesday, Jan. 29th:
What do all those activities add up to? Helping active retirees and successful business owners LIVE ABUNDANTLY by connecting the dots between family goals and strategic financial planning.
Happy February!
