January is NOT the time to make a big change in your life. Not in Spokane, Deer Park, or Chewelah.
But March is… here’s why:
January tells us it’s time for big changes—but have you noticed how your body just wants to nap and eat carbs? That’s because winter is not the season for major life overhauls. Nature slows down, and so should we.
Instead of forcing yourself into ambitious resolutions when it’s 10 degrees in Eastern WA, embrace the season of rest, reflection, and maybe an extra blanket.
March, on the other hand? That’s go-time.
Spring isn’t just for cleaning out closets—it’s also the ideal time to refresh your finances and set yourself up for a successful year.
With new energy and motivation, here are a few key financial planning habits and projects to tackle this March:
✅ Max Out Retirement Contributions – There’s still time to make 2024 IRA contributions (deadline: April 15!), and you can also boost 2025 savings while you’re at it.
✅ Review Your Tax Return – Instead of just filing and forgetting, use your tax return to spot opportunities—are you missing deductions, need to adjust withholdings, or should you start planning a Roth conversion for 2025? Do you know how the changing tax laws at the end of 2025 will affect you in 2026? Find out here.
✅ Update Your Estate Plan – If it’s been a while since you reviewed your will, beneficiaries, or power of attorney documents, now is a great time to make sure everything is still aligned with your goals – are all those folks still alive and in your good graces?? 🙂 Also, did any of your key decision makers move to a different state? Wrapping up someone’s life long-distance is difficult. Stay local.
✅ Check In on Your Investments – Make sure your War Chest is filled back up if now’s a good time to make that move, give yourself a raise if your advisor gives you the OK, or get some education on which investments will actually help you and not just feel good because of a particular label (ie. conservative, aggressive, etc.).
✅ Refresh Your Budget & Savings Goals – With new energy (and maybe a few holiday spending regrets), spring is a great time to refocus on saving and making sure your money is going where it matters most. It doesn’t all have to be about finances, either. For me this is a great time to start looking for opportunities to play pickleball outdoors in Spokane and Chewelah.
It doesn’t all have to be about finances, either.
Caleb
For me this is a great time to start looking for opportunities to play pickleball outdoors in Spokane and Chewelah.
✅ Tackle Insurance Gaps – Do you have the right life and disability insurance in place? Is your coverage still sufficient? Spring is a great time to revisit these protections.
Winter was for resting. Now it’s time to take action! If you need help putting your financial goals into motion Schedule a Discovery Call right now.
